Can I get a Self Cert Mortgage if I have Bad Credit?

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We Could Help find you a Self-Cert Mortgage, At A Very Competitive Interest Rate.

Our Main priority is to provide you with a first class service for all your Self-Cert Mortgage needs, Depending on your circumstance we can help you find a Self-Cert Mortgage at a very competitive interest rate, we do all the leg work, so you can relax, best part is our expert service is 100% FREE and there are no strings attached. Click Here to request a call back and one of our advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form.

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Can I get a Self Cert Mortgage if I have Bad Credit?

Self Certification Mortgage could be obtained depending on your Credit Score. If you also have bad credit this will add additional risk to the lender. When applying for any mortgage, be it a conventional mortgage or a self certification mortgage all lenders will carry out a credit check on you, this will enable the lender to make a decision. Some lenders will base there decision not only on a credit check, but more on your credit score. These are based on information which you can not view, they are items such as how long you have been at your address, how long you have been with your employer, health etc.

Your credit rating and credit score will give lenders information on your risk profile, and thus determine how confident the lender will be on you making repayments. You should restrict applying to lenders who will instantly reject your mortgage application, as each time this is done it, a record stays on your credit file, and this may have adverse effects on any future applications. There are lenders on the market who specialise in bad credit mortgages. These lenders will provide finances to those with bad credit ratings, depending on circumstance. Interest rates on these mortgages will be higher in comparison to conventional mortgages due to the greater risk of lending to those with adverse credit.

To find out more detail fill in our quick mortgage application form and an advisor will contact you shortly to discuss what options are available to you.

Self Certification Mortgages Frequently Asked Questions

Who does a Self Certification Mortgage suit?

Do Self Certification Mortgages cost more?

What LTV can I get on a self certificate mortgage?

What are the Disadvantages of a self cert mortgage?

Can I get a Self Cert Mortgage if I have Bad Credit?

Mortgage Help Desk UK - Mortgage Products

"Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage "

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