Mortgage Help For Those Seeking A Mortgage Quote To Best Suit Their Circumstances
Frequently Asked Questions
Auction Finance Frequently Asked Questions
What are the Advantages of buying at an Auction?
What are the Disadvantages of buying at an Auction?
What is it like at a Property Auction?
What kind of Property is Sold at an Auction?
When should I sort out my Auction Finance?
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Bad Credit Mortgages Frequently Asked Questions
When does a late payment become an arrear on my Credit Record?
How do the banks view credit reports?
How do I check my credit report?
What happens if my bank turn me down?
How do I restore my Credit Rating?
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Bridging Finance Mortgages Frequently Asked Questions
Can I get 100% Bridging Finance?
Are the Bridging Finance loans covered by the FSA?
Why is a Bridging Finance Loan more expensive than a mortgage?
How long can I have the Bridging Finance loan for?
What is the process of getting a Bridging Finance loan and how long does it take?
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Buy to Let Mortgages Frequently Asked Questions
Where can I find Buy to Let Properties?
What is the minimum deposit I need on a buy to let property?
What other costs do I need to consider on my buy to let property?
Tips for the buy to let beginner
Who Are ARLA?
What are the Advantages/Disadvantages of Buy To Let?
What are The Buy To Let Landlords Responsibilities?
How do I find good tenants?
Are Buy To Let Mortgages Regulated by the FSA?
How do I find good tenants for my buy to let property?
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Commercial Mortgages Frequently Asked Questions
Is Renting better than Buying?
What is the normal process of obtaining a commercial mortgage, and how long does it take?
What types of Commercial Lending are Available to me?
What Fees are Payable when obtaining a commercial mortgage?
Can I get a Loan guarantee Scheme can i get for a commercial mortgage?
What is the minimum deposit I will need for a commercial mortgage?
What type of security is needed for the commercial mortgage lender?
How do the commercial mortgage lenders assess my commercial mortgage application "Canons"?
What information do I need to supply, when making a commercial mortgage application?
Are the Commercial Mortgages Regulated by the FSA?
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Debt Consolidation Mortgages Frequently Asked Questions
What Is Debt Management and Debt Consolidation?
How does Debt Management Work?
What are the Advantages of Debt Management?
How long will I be paying the debts for?
What is a Debt Consolidation mortgage?
How much can I borrow for debt consolidation?
Is the debt consolidation mortgage secured on my property?
Will getting a debt consolidation mortgage effect my credit rating?
Is it better to get an IVA?
Is it better to declare bankruptcy?
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Equity Release Mortgages Frequently Asked Questions
What happens if I want to move home?
Can I cancel an equity release scheme?
Am I entitled to apply for an Equity Release Scheme?
Will I have to pay for the upkeep and management of the house?
Will there be any charges involved in getting an equity release mortgage?
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First Time Buyer Mortgages Frequently Asked Questions
What are the processes involved in buying your first home?
Am I ready to buy my first house?
What are the risks when buying my first home?
Should I borrow a high income multiple
Should I go for a 100% mortgage?
What costs will I have to pay when buying a property?
What decisions do I need to make?
How do I get a deposit for my new house?
What is the first time buyers initiative scheme?
What other schemes are there to help first time buyers?
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Home Buy Scheme Mortgages Frequently Asked Questions
What are the different homebuy schemes?
I am a key worker, what help is available to get on the property ladder?
What help do I get from the New Build Home Buy Schemes?
What help do I get from the open market homebuy scheme?
What properties can I buy under the home buy scheme?
Will I have to pay anything back if I sell the house?
Who owns the home, if i buy it under the homebuy scheme?
How do I find a mortgage for the homebuy schemes?
Will I have any upfront costs when getting a homebuy scheme mortgage?
Is there any priority list for receiving the grants under the homebuy scheme?
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IVA Mortgages Frequently Asked Questions
I have serious debt problems what are the options?
Who can start an IVA?
How does an IVA Work?
Is an IVA better than declaring bankruptcy?
How much will I pay each month as repayments?
What are the pros and cons of getting an IVA?
What if I can not pay my repayment and miss a payment?
What will happen to my assets if I get an IVA?
I am having problems during my IVA, what do I do?
What happens at the end of the IVA?
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Non-Resident Mortgages Frequently Asked Questions
I am from outside the EU, can I buy a property as an investment?
Will I need to put down a large Deposit?
How can I find tenants for my property?
Who will manage my property?
Will I have to pay tax on the rental income?
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Overseas Purchase Mortgages Frequently Asked Questions
What factors should I consider in choosing a location?
What are the process involved when getting an overseas purchase mortgage?
What are the likely pitfalls of an Overseas Purchase?
What are the Advantages of an Overseas Purchase?
What changes in lifestyle should I expect?
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Remortgage Frequently Asked Questions
Why should I Remortgage?
What is the process involved in getting a remortgage?
When is the right time to Remortgage?
What are the drawbacks of getting a remortgage?
What are the costs involved when getting a remortgage?
I now have bad credit can I still Remortgage?
What can I use the remortgage for?
I am self employed can I still get a remortgage?
How much can I borrow on a remortgage?
How many times can I Remortgage?
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Repossession Mortgages Frequently Asked Questions
What can the banks do?
Eviction proceedings have started against me, what can I do?
How do I prepare for a court hearing?
How can I stop Repossession?
How long does repossession stay on my credit history?
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Right To Buy Mortgages Frequently Asked Questions
When can I apply to buy my right to buy property?
What discount can I get with the right to buy scheme?
Can I be Refused the Right To Buy
What is the process of getting a Right To Buy Mortgage?
I have a right to buy council flat will I still pay service charge/repairs?
I live in a high rise flat, can I still get a right to buy mortgage?
What types of mortgages are available, can I get a 100% mortgage on a right to buy property?
Will I have to pay up front costs when getting a right to buy mortgage?
Can I sell the right to buy property after I have purchased it?
I have bad credit can I still buy my property under the right to buy scheme?
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Self Build Mortgages Frequently Asked Questions
What does the Lender Require from me when applying for a self build mortgage?
How much deposit is required to get a self build mortgage?
What is the process for Planning Permission?
What are the budget and costings I need to consider for the self build project?
How do I choose an Architect for my self self build project?
How do I choose a Building Contractor for my self build project?
How do I choose a Quantity Surveyor for my self build project?
What are the self build mortgage Stage Payments?
What is the purpose of the self build mortgage Inspections?
How does the Lender Minimizes his risk on a self build mortgage?
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Self Certification Mortgages Frequently Asked Questions
Who does a Self Certification Mortgage suit?
Do Self Certification Mortgages cost more?
What LTV can I get on a self certificate mortgage?
What are the Disadvantages of a self cert mortgage?
Can I get a Self Cert Mortgage if I have Bad Credit?
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Shared Ownership Mortgages Frequently Asked Questions
Where do I find a Property for the Shared Ownership Scheme?
How do I qualify for the shared ownership scheme?
What share can I buy under the shared ownership scheme?
Who is responsible for Repairs on my shared ownership home?
If I want to buy more of the shared ownership property is this allowed?
What happens if I want to sell my share of the shared ownership property?
What are the Advantages of Shared Ownership?
What are the Disadvantages of Shared Ownership?
What upfront costs are involved in getting a shared ownership mortgage?
Can I make improvements to my shared ownership property?
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Sharia Mortgages Frequently Asked Questions
What is the purpose of a Sharia Mortgage?
Are Sharia mortgages FSA Compliant?
Who owns the property under a sharia mortgage?
Can the Bank change the monthly rent payments I make for a under a sharia mortgage?
Are Sharia mortgages for residential and commercial properties?
Can I have a Sharia Mortgage for a Buy To Let, Right To Buy or Key Worker?
Who gains when property prices go up, or looses when property prices go down?
Which Lenders currently currently arrange Sharia Mortgages?
HSBC - what are the Sharia mortgage criteria?
UNB - what are the Sharia mortgage criteria?
Aluraq, Bristol and West - what are the Sharia mortgage criteria
Ahli United Bank - what are the Sharia mortgage criteria?
Islamic Bank of Britain Sharia -criteria
Lloyds TSB-Sharia criteria
Bank of Ireland Sharia -criteria
Are Islamic Mortgages more Expensive, than conventional mortgages?
What is the current Stamp Duty situation on Sharia mortgages?
Can I get Sharia Home Insurance?
Will the Bank require Life Assurance, if so will it be Sharia complient?
How Long will the Sharia mortgage process take?
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