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The Main priority is to provide you with a first class service for all your Remortgage needs, Depending on your circumstance we can help you find a Remortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

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I am self employed can I still get a remortgage?

The answer to this question is that YES you can obtain a remortgage even though you are self employed. This is a good part of the UK Mortgage business as the self employed make up 15% of the work force. As well as the High Street Lenders there are specialist mortgage lenders who provide those who can not prove there income, as they have either just started being self employed or have difficulty validating future income, these mortgages are known as self certified mortgages, and are available in a variety of different forms, for example fixed rates, interest only etc. Under the self certification mortgage you must certify your income which you have gained from being employed for the past six months or by being self employed for the past year, and this does not have to be independently confirmed. If it is materially different to the amount you know expect you need to give an explanation of why you think this. The income multiples that lenders consider for self cert mortgages are the same as for conventional mortgages, this figure could range from 2.5 times to around 3.5 times your income, depending on the lender. The amount you can borrow is based on your stated earnings you could borrow any where up to 85% - 90% of the value of the property.

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