MORTGAGE HELP DESK UK

Mortgage Help For Those Seeking An Adverse Credit Mortgage Quote To Best Suit Their Circumstances

We Could Help find you a Bad Credit Mortgage, At a Very Competitive Interest Rate

The Main priority is to provide you with a first class service for all your Adverse Mortgage needs, Depending on your circumstance we can help you find an Adverse Credit Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

FREE Copy Of Our "Mortgage" Guide - Click Here

What Is Sub Prime Lending?

This is an option that one can ascribe to when they do not qualify for any mainstream mortgage lenders criteria, because of the bad credit criteria. In this case specialist lenders will give you a mortgage which will have a higher interest rate than the mainstream loan, but are willing to lend despite the higher perceived risk, due to your bad credit, this is known as sub-prime lending or Adverse Credit Lending. These are usually not available with the mainstream companies, but through specialist lenders or High Street Bank affiliates.

A sub prime borrower is one who is unable to qualify for a prime mortgage, this is because of a number of problems one of which is the low credit scores a person might have, this might be due to having arrears, CCJ or in fact a previous IVA or Bankruptcy

Back to Top

Who Is Sub Prime Lending Designed For?

Usually the rules that apply to prime lending apply to sub prime lending as well. However with a lot of sub prime mortgages, there common traits are that they accept lower deposit, the borrower has a poor credit rating/score, and the interest rates is higher than that charged on the conventional mortgage.

Back to Top

Bad Credit Mortgages Frequently Asked Questions

How do I check my credit report?

How do I restore my Credit Rating?

How do the banks view credit reports?

What happens if my bank turn me down?

When does a late payment become an arrear on my Credit Record?

Back to Top