Who gains when property prices go up?

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Mortgage Help Desk UK - Mortgage Products

Who gains when property prices go up?

The basis of Muslim finance is that of risk sharing , and during the term of the agreement all risks are shared, however on termination of the agreement ie the sale of the property, the lender does not benefit from any increase in your property’s value. They receive the balance of the cost of Acquisition. Any increase or decrease is passed on to you on the completion of the property disposal.

Sharia Mortgages Frequently Asked Questions

What is the role of a Sharia Mortgage?	How Long is the mortgage process ?
Are Sharia mortgages FSA Compliant?	Which Lenders offer Sharia Mortgages?
Bristol and West - mortgage criteria	What is the Stamp Duty liability ?
Ahli United Bank - criteria	Who owns the property ?
Lloyds TSB - sharia mortgage criteria	Can the rent payments change?
Bank of Ireland Sharia -criteria	Can I get a commercial properties?
Islamic Bank of Britain -criteria	Will the Bank require Life Assurance,?
HSBC - sharia mortgage criteria	Is a Sharia Mortgages more costly?
UNB - sharia mortgage criteria	Buy To Let, Right To Buy or Key Worker?
Can I get Sharia Home Insurance?	Who gains when property prices go up ?

Mortgage Help Desk UK - Mortgage Products

"Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage "

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