Who owns the home, if i buy it under the homebuy scheme?

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Who Owns The Home, If I Buy It Under The HomeBuy Scheme?

Ownership depends on which scheme is chosen.The new build homebuy scheme are shared ownership so that you will own part of the property , the remainder belongs to the housing association or social landlord., However you will be responsible for the entire property in terms of looking after it,if you want to make any alterations to the structure of the property or any improvements you will need to seek permission.You will be responsible for all the costs in terms of paying utility bills, insurance and council tax on the property. The social and open market schemes will will own the property.

Home Buy Scheme Mortgages Frequently Asked Questions

What are the typesof HBS schemes?	I am a key worker, what is available ?
If I sell will I have to pay back the incentive?	Why get a Open Market HBS?
How do I find a mortgage for a HBS?	Why get a New Build HBS?
What properties can I buy ?	Will I have any upfront costs ?
Who owns the home, under the HBS?	Is there any priority list for the HBS?

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