MORTGAGE HELP DESK UK

125% Mortgage Products - Help And Advice

We Could Help find you a 125% Mortgage, At a Very Competitive Interest Rate

The Main priority is to provide you with a first class service for all your Mortgage needs, Depending on your circumstance we can help you find a Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

FREE Copy Of Our "Mortgage" Guide - Click Here

What is a 125% Mortgage? Is a 125% Mortgage Suitable for You? Can You Afford a 125% Mortgage? First Time Buyer Mortgages Frequently Asked Questions

What is a 125% Mortgage?

The 125 % Mortgages consist of two parts these are, a secured Mortgage for 90% - 95% of the value of the chosen property, and an unsecured loan to cover the balance of the borrowing amount.The loan lets you get up to 125% of the value of the property regardless of how much equity you have in your home.

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Is a 125% Mortgage Suitable for You?

125% Mortgages has been popular with the First Time buyers no deposit is needed , it also allows them to have extra money to pay for the stamp duty , legal bills etc. Which is also useful to furnish the property and help in getting settled in.
The First Time buyers are not the only people who can utilise this mortgage, Other customers use them for such circumstances as debt consolidation since they will significantly reduce your monthly repayments, or can they can be used for home improvements.The unsecured part of the 125% Mortgage is not regulated by the FSA.

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Can You Afford a 125% Mortgage?

Monthly repayments may be greater on 125% Mortgages than with other Mortgage deals, or your repayment term may be significantly longer. Both the Mortgage and loan are given to you at the same interest rate whilst they are linked. Interest rates on 125% Mortgages are generally higher when you borrow anything over 90% of your property value; this is due to the increased risk to the lender. It is possible for you to arrange interest only repayment agreements with your lender in some cases. Some 125% Mortgage lenders will not charge you a Mortgage indemnity premium, this is due to way in which the 125 % Mortgage is composed.

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What can the "Mortgage Help Desk UK" do for you?

At the "Mortgage Help Desk UK" we have been working on 125% Mortgages for years. Our staff are trained and dedicated, to do their best to find you the best possible 125% Mortgages that may suit your circumstances. Most UK High Street Mortgage lenders do not offer 125% Mortgages products, the staff at the "Mortgage Help Desk UK" will look at all available 125% Mortgages products on there UK wide Database to establish which lenders are stil available.It is essential that you consider tie in factors when getting a 125% Mortgages with any UK Mortgage lender. This is where our friendly and helpful highly trained staff can help you by giving you detailed advice on the extensive range of 125% Mortgages products that are available on the UK 125% Mortgage market.

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First Time Buyer Mortgages Frequently Asked Questions

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Other Relevant Ancillary Products

For details regarding payment protection plans, household insurance , or life cover, contact us and we will be happy to introduce you to our partners who can help plan and arrange them.

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