MORTGAGE HELP DESK UK

Equity Release Mortgage Products - Help And Advice

We Could Help find you a Equity Release Mortgage, At a Very Competitive Interest Rate

Our Main priority for our Equity Release mortgage customers is to provide you with a first class service for all your Equity Release Mortgage needs, Since the area of Equity Release is a very specialised area which requires a lot of indepth understanding of the clients situation, we have partnered ourself with FSA approved equity release partners , who have the experience of specialism in this area Depending on your circumstance they could help you find a Equity Release Mortgage deal at a very competitive interest rate, they do all the leg work, so you relax. Click Here to request a call back and one of our mortgage advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form For A Mortgage Quote.

FREE Copy Of Our "Mortgage" Guide - Click Here

What is a Home Reversion Plan? Is a Home Reversion Plan Suitable for You? Can You Afford a Home Reversion Plan? Equity Release Frequently Asked Questions

What is a Home Reversion Plan?

Home Reversions are a form of Equity Release. They basically mean that you sell part or your entire home to a home reversion provider in exchange for a consideration, be it an income or a cash amount. These home reversion buyers do not necessarily have to be a finance institution but can be stand alone companies. The company draws up a lease which allows the owners to remain and peaceful enjoyment of the property for the remainder of there life, or has moved to a long term residential care.The FSA has defined a home reversion scheme as a plan provider buys all or a part of a property, the seller has rights to occupy at least 40% of the property, and specifies the qualifying events which will terminate the agreement.

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Is a Home Reversion Plan Suitable for You?

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Can You Afford a Home Reversion Plan?

You need to be aware of the following before entering a Home Reversion plan, the plan holder looses ownership of part of the property sold, thus loosing any further growth in the property. The cash received may not reflect a true valuation of the part sold, the income based option may have limited choice of annuities, if the plan owner dies early then the home reversion option could be very expensive, moving home would be difficult, and finally the income or capital could affect the claimant’s right to state benefits.

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What can the "Mortgage Help Desk UK" do for you?

At the "Mortgage Help Desk UK", Our staff are trained and dedicated, to do their best to find you the best possible Mortgage that would suit your circumstances.
Since the area of Equity Release is a very specialised area which requires a lot of indepth understanding of the clients situation, we have partnered ourself with FSA approved equity release partners , who have the experience of specialism in this area Depending on your circumstance they could help you find a Equity Release Mortgage deal at a very competitive interest rate.

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Equity Release Mortgages Frequently Asked Questions

What are Home Reversions?

Will the life time mortgage be in my name?

What are the alternatives to Life time mortgages?

Can I obtain Further Advances?

Are Equity Releases Regulated?

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Other Relevant Ancillary Products

For details regarding payment protection plans, household insurance , or life cover, contact us and we will be happy to introduce you to our partners who can help plan and arrange them.

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