MORTGAGE HELP DESK UK

Graduate Mortgage Products - Help And Advice

We Could Help find you a Graduate Mortgage, At a Very Competitive Interest Rate

The Main priority is to provide you with a first class service for all your Graduate Mortgage needs, Depending on your circumstance we can help you find a Graduate Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

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What is a Graduate Mortgage? Is a Graduate Mortgage Suitable for You? Can You Afford a Graduate Mortgage? First Time Buyer Mortgages Frequently Asked Questions

What is a Graduate Mortgage?

Graduate Mortgages allow you as a graduate/student to get on the property ladder as a first time buyer , and allow you to get a home once you finish your degree. Parents are usually asked to guarantee the monthly payments, but this depends on each lender. Graduate Mortgages are made for first time buyer graduated students; you have a large amount of debts accumulated from university and thus find it hard for to save up for a deposit in order to get a mortgage on a house. According to the mortgage lender Lloyds TSB, 22% of students leaving university expect to live with their parents, because they cannot afford to purchase their own property.

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Is a Graduate Mortgage Suitable for You?

Many Graduate mortgage lenders will offer you what is known as a special graduate mortgage deal which is intended for first-time buyer university graduates as well as students wanting to consolidate debt and take out a mortgage as well. By targeting the Graduates the start of their long careers, mortgage lenders hope to build very profitable relationships with the graduates over the long run. There are certain conditions attached to graduate mortgages these are as follows,

1. Some graduate mortgage lenders may only be willing to offer them to graduates of particular universities.
2. Some graduate mortgage lenders may only be available to graduates in particular subject areas.
3. Offers by the Graduate mortgage lenders may only be made by some if you have graduated within the last five years, but some will offer them for longer
4. The Graduate need to be employed.
5. Some Graduate Mortgage lenders will only allow you to have one graduate mortgage, so if you have a previous one this means you are not eligible for a new one.

Graduate Mortgages are based upon your income and thus higher your income and employment prospects the better the mortgage deal you will be getting. As with all other types of mortgages, eligibility and terms of mortgage vary from lender to lender and therefore it is important to look around with your individual requirements in mind when deciding on a Graduate mortgage.

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Can You Afford a Graduate Mortgage?

Graduate Mortgages do not always have the best interest rates and there is a risk of over stretching if you career does not map out as pre planned.When calculating the repayments any debts you might have, will be taken into consideration specially your student loan repayments. This is because a large proportion of students leaving higher education have substantial loans to repay. Not all lenders will charge you fees such as premiums or arrangement fees and this should be considered when choosing a lender.Other costs include surveys, legal fees and removal costs, all of which need to be taken into consideration when you apply for a Graduate Mortgage.

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What can the "Mortgage Help Desk UK" do for you?

At the "Mortgage Help Desk UK", Our staff are trained and dedicated, to do their best to find you the best possible Graduate Mortgage that would suit your circumstances. The staff at the "Mortgage Help Desk UK" will look at available Graduate Mortgage products in the UK Graduate Mortgage market and will help you whether you have good or bad credit, it is essential that you consider tie in factors when getting Graduate Mortgage with any UK Graduate Mortgage lender. This is where our friendly and helpful highly trained staff can help you by giving you detailed advice on the range of Graduate Mortgage products that are available on the UK Graduate Mortgage market.

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First Time Buyer Mortgages Frequently Asked Questions

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Other Relevant Ancillary Products

For details regarding payment protection plans, household insurance , or life cover, contact us and we will be happy to introduce you to our partners who can help plan and arrange them.

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