IVA Mortgage Products - Help And Advice
We Could Help find you a IVA Mortgage, At a Very Competitive Interest RateThe Main priority is to provide you with a first class service for all your IVA Mortgage needs, Depending on your circumstance we can help you find an IVA Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly. All You Have To Do is simply fill out our Quick Mortgage Application FormFREE Copy Of Our "Mortgage" Guide - Click Here
What is an IVA Mortgage?An IVA Mortgage is a mortgage where the lender is willing to lend subject to you having had 12 months clear history with your IVA Requirements. Lenders will lend up to 90%, if a clear 12 month record can be shown.The difficulty with an IVA is it does not simply affect your credit rating while the IVA is in effect, it also remains on your credit record for six years after it has been satisfied, just as in the case of a bankruptcy. This can make it difficult to get a mortgage other than that of an IVA mortgages. Is an IVA Mortgage Suitable for You?If you have had an IVA in the past or if your are working through an IVA at the moment, then getting a IVA mortgage deal is possible. The mortgage lenders realise that there are a lot of people in IVAs, who are viable mortgage borrowers , but may be have had a difficult learning curve to understand how to cash manage themselves. Over the last 5 years large number of people have entered into IVAs rather than petitioning for bankruptcy. Most of our customers are currently in a IVA that is running satisfactorily and are considering one of the following 1.They want to remortgage to raise cash so that they can make the final payment to the IVA creditors ,2.They completed their IVA less than one year ago and require borrowings to purchase a property or raise cash by remortgage their property,3.They have completed their IVA between one and three years ago and are looking to purchase a property..Finally we have customers who have finished there IVA more than Three years ago and are seeking to remortgae or buy a property Can You Afford an IVA Mortgage?IVA Mortgages have a higher rate of interest than conventional mortgages, mortgage lenders will base the lending criteria on affordability and thus deduct IVA payments off your income to establish the income multiple for your total lending. What can the "Mortgage Help Desk UK" do for you?At the "Mortgage Help Desk UK", Our staff are trained and dedicated, to do their best to find you the best possible IVA Mortgage that would suit your circumstances. IVA Mortgages Frequently Asked Questions
Other Relevant Ancillary ProductsFor details regarding payment protection plans, household insurance , or life cover, contact us and we will be happy to introduce you to our partners who can help plan and arrange them. |
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No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products. If you are interested in any of the information on the site, you should seek information from us. We cannot guarantee that information will be accurate, complete and current at all times. All information on our Website is subject to change without notice.
