mortgage help uk

MORTGAGE HELP DESK UK

Self Build Mortgage Products - Help And Advice



Self Build Mortgage Products - Help And Advice

 

We Could Help find you a Self Build Mortgage, At a Very Competitive Interest Rate

The Main priority is to provide you with a first class service for all your Self Build Mortgage needs, Depending on your circumstance we can help you find a Self Build Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

 

FREE Copy Of Our "Mortgage" Guide - Click Here

 


What is a Self Build Mortgage?

Is a Self Build Mortgage Suitable for You?

Can I Afford a Self Build Mortgage?

Self Build Mortgages Frequently Asked Questions

 

What is a United Kingdom Self Build Mortgage?

Self Build Mortgages cater for the increasing popularity of the self build property market. As house prices in the UK have increased, a more affordable way of getting on the UK property ladder has been to purchase land and construct your home. Self Build Mortgages can also be taken out for, any of the following reasons, major renovation, extension or conversion projects that you may wish to carry out on your existing home.

Back to Top

Is a Self Build Mortgage Suitable for You?

Self Build Mortgages are suitable for those who wish to build their own home, to do major renovation, extension or conversion projects that you may wish to carry out on their existing home. If this is your first project, it is advisable to seek advice on finance available, planning permissions, architects, suppliers, and contractors. If you feel you need help, then hiring a project manager is a good option. To help you fund them. The main advantage of self building your own home are that you could save yourself thousands of pounds including savings on stamp duty. As you are only paying for the cost of materials, however for the inexperienced due care must be taken.

Back to Top

Can You Afford a Self Build Mortgage?

Self Build Mortgages are offered in stage payments these are usually made in arrears which means you will have to fund the initial stages of your self build project yourself. The lender will release funds based on work in progress completed or some form of other security, if funds are needed at the beginning of the project, the lender will usually secure this on the owners other assets. Currently stamp duty is levied at 1% on non self build property worth £125,000 to £250,000, 3% for £250,000 to £500,000, and 4% for any properties worth more than £500,000. So if you buy a land worth less than £125, 000 you will have no stamp duty to pay.

Back to Top

What can the "Mortgage Help Desk UK" do for you?

At the "Mortgage Help Desk UK", Our staff are trained and dedicated, to do their best to find you the best possible Self Build Mortgage that would suit your circumstances. The staff at the "Mortgage Help Desk UK" will look at available Self Build Mortgage products in the UK Self Build Mortgage market and will help you whether you have good or bad credit, it is essential that you consider tie in factors when getting Self Build Mortgage with any UK Self Build Mortgage lender. This is where our friendly and helpful highly trained staff can help you by giving you detailed advice on the range of Self Build Mortgage products that are available on the UK Self Build Mortgage market.

Back to Top

Self Build Mortgages Frequently Asked Questions

Choosing an Architect project?

What is Planning Permission?

How much deposit is required ?

What are the Stage Payments?

What is the mortgage Inspections?

How does the Lender Minimizes his risk ?

Choosing a Quantity Surveyor ?

What are the budget and costings ?

Choosing a Building Contractor?

What does the Lender Require from me ?

Back to Top

Other Relevant Ancillary Products

For details regarding payment protection plans, household insurance , or life cover, contact us and we will be happy to introduce you to our partners who can help plan and arrange them.

Back to Top

 
"Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage "


No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products. If you are interested in any of the information on the site, you should seek information from us. We cannot guarantee that information will be accurate, complete and current at all times. All information on our Website is subject to change without notice.



Mortgage Help