MORTGAGE HELP DESK UK

Mortgage Help For Those Seeking A Non Resident Mortgage Quote To Best Suit Their Circumstances

We Could Help find you a Non-Resident Mortgage, At a Very Competitive Interest Rate

The Main priority is to provide you with a first class service for all your Non Resident Mortgage needs, Depending on your circumstance we can help you find a Non Resident Mortgage  at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

FREE Copy Of Our "Mortgage" Guide - Click Here

Who Are Our Non-Resident Mortgage Customers Non-Resident Mortgage Product Non-Resident Mortgage Frequently Asked Questions

Who Are Our Non-Resident Mortgage Customers?

Some of our Customers are foreign national living in the UK, they usually prefer to buy a property whilst they are in the UK, instead of Renting.Whether it is a family dwelling or just a temporary residence. The choices to our customers depend on two things: Whether they are a EU National and also how long they have lived and worked in the UK

If they are EU national, it usually means that they have a traceable credit history and thus will most likely be able to get a UK residential mortgage without any higher costs. They would have to show ALL three criteria:

• They have been resident in the EU for more than 3 years
• They have a UK bank account
• They have a permanent job in the UK

They also have to meet the same credit rating standards as a UK resident, and if that is the case they shouldn't have any problems getting a UK mortgage.

Some of our clients are not EU nationals, which usually means that they have no traceable credit history, which will cause issues when applying for a mortgage. However there are lenders whom will consider these customers subject to a minimum criteria of the following:

• They have been Resident in UK for more than 2 years
• They have a permanent job in the UK
• They have permanent residence rights in UK, or a UK 4 year Work Permit
• They Have a UK bank account

Permanent residence will be considered preferable to those having a work permit, but there are lenders who will provide a mortgage on the basis of work permits only. The reason lenders require you to have lived in the UK for two years is due to the necessity of building up a UK credit history, this is needed before lenders can approve your mortgage.

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Non-Resident Mortgages Frequently Asked Questions

Who will manage my property in the UK?

How can I find tenants for my property?

Will I need to put down a large Deposit?

Will I have to pay tax on the rental income in the UK?

What are The Buy To Let Landlords Responsibilities?

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