Self Certified Mortgage | Self Cert Mortgage Help | 90% Self Cert Mortgage

Mortgage Help For Those Seeking A Self-Cert Mortgage Quote To Best Suit Their Circumstances

We Could Help find you a Self-Cert Mortgage, At A Very Competitive Interest Rate.

The Main priority is to provide you with a first class service for all your Self Certification mortgage needs, Depending on your circumstance we can help you find a Self Certification Mortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and an advisers will contact you shortly.

All You Have To Do is simply fill out our Quick Mortgage Application Form

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Who Are Our Self Certification Mortgage Customers

Self Certification Mortgage Product

Self Cert Mortgage Frequently Asked Questions

Who are our Self Certification Mortgage customers?

Our Self Cert Mortgage customers belong to the 3.2 million people in the UK who are classified as either self employed or those whom cannot validate their income. A Self-cert Mortgage is where you personally confirm your total income without any independent verification, for your Mortgage application. Most of our Self Cert Customers are those who have irregular earnings, and for those who have many different sources of income to finance their Mortgage repayments. A Self Cert Mortgage does not require you to provide any validation of the income you have declared on your application form.However in recent years the mortgage value of the Self Certs mortgages were consistantly larger than that for other Mortgage types offered by all UK lenders, lenders are now questioning some Self Cert application for reasonableness. Our Self Certification Mortgage customers can potentially borrow between 75% and 90% of the value of the property for which they are taking out the Mortgage. It is not common that lenders provide mortgages above 90% for self certified customers. Currently, there are about 20 different Mortgage lenders in the UK who provide Self Cert Mortgages. Our Self Certified Mortgage customers can get mortgages such as fixed rate, discounted rate, variable rate, tracker and so on. Our customers are reminded that they will need deposits for the Self Cert Mortgages, which vary from 10% to 25% of the borrowing amount depending on the lender they choose. Our customers are also notified that there is a higher rate of interest on Mortgages given out by lenders to Self Cert Mortgage applicants. Some of our self cert mortgage customers (depending on the typpe of mortgage chosen), can increase and decrease their monthly Mortgage repayments depending on their earnings and they can payback larger chunks of the Mortgage when business is going well and they can even take what is known as a payment holiday on the Mortgage repayments .

Self Certification Mortgages Frequently Asked Questions

Who does a Self Certification Mortgage suit?

Do Self Certification Mortgages cost more?

What LTV can I get on a self certificate mortgage?

What are the Disadvantages of a self cert mortgage?

Can I get a Self Cert Mortgage if I have Bad Credit?

Mortgage Help Desk UK - Mortgage Products

"Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage "

No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products. If you are interested in any of the information on the site, you should seek information from us. We cannot guarantee that information will be accurate, complete and current at all times. All information on our Website is subject to change without notice.